Hidden Defects

An Owner’s Policy of Title Insurance typically covers a host of hidden defects which may surface years later and could include a few of the following:

Creditor Claims Deeds from incompetent persons.
Incorrect legal descriptions.
Forged Deeds or releases.
Undisclosed Heirs.
Federal condemnation without notice.
Federal, state inheritance and gift tax liens.
Capacity of foreign fiduciary.
Easements by prescription not discovered by a survey.
Deeds from minors.
Deeds from non-existent entities.
Duress in execution of documents.
Mistakes in recording legal documents.
Incorrect representation of marital status.
Deeds executed under false or expired powers of attorneys.
Errors in tax records

 

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